SERVICE POLICY

Engagement Cancellation Policy

Effective September 22, 2026

Cobalt provides scoped professional services rather than physical goods. The signed proposal, statement of work, or services agreement controls if it contains different cancellation terms.

Written scope controls

Engagement-specific cancellation, rescheduling, deposit, milestone, expense, and refund terms will be stated before paid work begins. Clients should review those terms before signing or paying an invoice.

Before work begins

If Cobalt determines before starting substantive work that it cannot accept the engagement, prepaid professional fees for work not performed will be returned. Approved nonrefundable setup fees, third-party charges, or expenses already incurred may be excluded when disclosed in the written scope.

After work begins

Once work begins, fees cover professional time, reserved capacity, analysis, and deliverables completed—not a guaranteed certification, audit result, compliance determination, or security outcome. If an engagement ends early, Cobalt will account for work performed, approved expenses, committed third-party costs, and any cancellation terms in the written agreement. Any remaining refundable balance will be addressed under that agreement and applicable law.

Rescheduling

Meetings may be rescheduled subject to consultant availability and the notice requirements in the engagement scope. Repeated delays, unavailable client stakeholders, or missing access may affect delivery dates and may require a revised scope.

Retainers and recurring advisory

Recurring services are governed by their written agreement, including billing frequency, renewal, notice period, treatment of unused capacity, transition support, and any nonrefundable amounts.

Requesting a review

Send a written request to direct@cobaltriskadvisory.com with the client name, invoice number, engagement name, and reason for the request. Cobalt will review the applicable agreement and service record. Approved refunds are returned through the original payment method when practical; bank processing times may vary.

Contact

Cobalt Risk Advisory LLC
1616 Auburn Dr
Lexington, KY 40505
+1 (859) 254-4912
direct@cobaltriskadvisory.com